HARD MONEY LOANS

We provide real estate investors with funds they need to buy and rehab properties.

Traditional lenders don't like to lend on properties that need quick transactions or are in poor condition, but that's what we specialize in. Our underwriting criteria are totally different. 

Our private hard money loans are determined by the estimated value of your investment property after the renovation, not its purchase price. 

We can provide excellent support to our borrowers, helping them start flipping homes or expand their existing rehabilitation business. We offer hard money loans for residential and commercial properties, including bridge loans, non-recourse loans, fix-and-flip loans, and buy-and-hold financing. APPLY or SCHEDULE A CALL 

We work differently from traditional lenders.

Our private hard money loan fund offers fast transactions, flexible underwriting, customized loans, and personalized service that banks and credit unions can't provide.

• The bank loan committee is too rigid. We don’t.

• They follow Fannie Mae, Freddie Mac or FHA guidelines. Our private mortgage loans do not.

• If you cannot verify your income or have a low credit score, you are out of luck. Not with us.

• They take over a month to close. As if a well-priced distressed property would wait so long! APPLY or SCHEDULE A CALL 

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We are a hard money private lender that offers unparalleled leverage for your next rehab

To leverage something is to use it to its maximum advantage. Financial leverage means using debt to buy assets that could potentially lead to increased profits. You might be an experienced investor who has all his or her cash tied up in other projects. Working with a hard moneylender allows you to grow your business even if your own money’s deployed somewhere else. On the other hand, you might be new to real estate investing and only have modest capital to invest. If you don't have enough money to buy and renovate a property, you can still compete with buyers who do by working with a hard moneylender. APPLY or SCHEDULE A CALL 

We offer competitive pricing based on experience.

We are a leading hard money private lender operating nationwide, where opportunity leads to success. We know how to help you succeed, by making sure your profit justifies the time and effort you've put into the deal. Our private loan structure is competitively priced, helping you keep costs down. Moreover, borrowers who can provide documentation of previous experience in rehabbing properties qualify for additional reductions and discounts. APPLY or SCHEDULE A CALL 

We are a hard moneylender that underwrites with your success in mind.

We lend our own money, so of course, we want you to pay it back. But this isn’t enough. We want to make sure that you will make a profit. During our hands-on underwriting and servicing process, we help set realistic expectations, develop construction time schedules and avoid common pitfalls. If all the advanced planning results in an early payoff of your private loan, we will cheer you on! You save months in interest and will be ready to deploy your energies on the next successful project. APPLY or SCHEDULE A CALL 

If you like our pricing, wait until you experience our loan servicing.

Successful closing on your fix-and-flip is just the first step in the process. Next, you will be embarking on a rehab project that will last for months. Is your hard moneylender a true partner pushing in the same direction as you? Or are they another vendor you need to chase, harass and cajole to do what they’re only supposed to do? We guarantee you will receive the same level of service and attention after your loan closes. You will work with the same underwriters and will have the same access to the decision makers. You'll benefit as a borrower from our local knowledge, presence in the market, and lack of bureaucracy. We are fast, flexible and creative and with us, you will be too. APPLY or SCHEDULE A CALL 

How do you get pre-approved with us? It’s quick, simple, and free

Even if you don’t have a particular property in mind, you might want to get pre-approved for a loan. Why? First, you might want to find out how much of an investment property you can afford to buy. Knowing your price ceiling helps focus your search on a particular type of home and on particular geographic areas. You also might want to find out what interest rate you qualify for. Last, but not least, to start making offers, you will need a proof of funds letter. Proof of funds is a document showing that you have been pre-approved for a hard money loan by a trusted private lender. Our proof of funds letters is considered cash offers, so you can effectively compete even with the most well-heeled investors. Let's Talk OR SCHEDULE A CALL 

We typically issue pre-approvals within 24 hours. There is never an application fee.

• All Types of Credit Accepted

• Fast Closing & Minimal Paperwork

• Deal Directly with the owners

• No Hidden Fees or Charges

• Great rates

• WHERE OPPORTUNITY MEET SUCCESS