FEES & TERMS 

Each deal is carefully and individually evaluated; loan approval ARE based on the following:

• The address and physical structure

• Your financial commitment (how much cash the borrower is putting in the game)

• Current “as-is” value (current equity value)

• We accept all levels of income and credit, but we analyze to prevent clients from borrowing too much. Rarely is credit/income a reason for us to deny a loan request.

• Interest Rates 7-15% 

• Points 1-5

• Term 6 Months to 2 years

• Other Fees: May Apply

• Good faith deposits maybe required only after a loan commitment

• Appraisal services: VA-MD-DC single residential units are $300-$1,000. Similar Florida appraisals range from $500-$800.  Commercial property appraisals are determined individually.

• Legal Fee: $800- $1,800 (larger or multi-unit loans will be quoted separately).